Homeowners Insurance in Rockford, OH
Home insurance can help pay for damages to your home or belongings when a covered event occurs. Chatt Insurance Center helps Ohio homeowners and buyers find coverage that aligns with their needs and plans.
What Does Home Insurance Cover?
A standard home insurance policy typically includes the following: 
- Dwelling coverage may help repair or rebuild your home if it’s damaged by covered events such as fire, windstorms or vandalism.
- Liability coverage may step in if someone is injured on your property or if you accidentally cause damage to someone else’s property.
- Personal property coverage may cover the cost of your belongings, such as furniture and electronics, if they’re stolen or damaged by a covered cause.
- Additional living expenses coverage may pay for extra costs if you need to live elsewhere while your home is being repaired after a covered loss.
- Other structures coverage may help address damage to detached garages, sheds, fences and other outbuildings on your property.
Who Needs It?
Both new and long-time homeowners may find value in having appropriate home insurance. In many cases, mortgage lenders require coverage, but even when it’s not a formal requirement, a policy may help lessen the financial strain of unexpected losses.
How Much Does It Cost?
Costs can vary, depending on factors such as:
- Home characteristics (e.g., its age, building materials and overall condition)
- Location (including exposure to specific weather patterns or local risks)
- Claims history on your policy or property
- Security features (such as alarm systems, smoke detectors or deadbolts)
- Coverage limits and options you choose
- Deductible amount
- Credit-based factors where allowed
Get Started Today
Visit Chatt Insurance Center to discuss your home insurance options and get a free custom quote.